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VA Mortgage Loans in Anoka, MN

No matter what your situation is, there is a VA home financing solution for you. We are ready to guide you through your options and get you the best VA home loan possible!

VA Purchase

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VA Refinance

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VA Renovation

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VA Jumbo

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Mortgage Home Loan

How the VA Loan process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

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All about Anoka, MN

Anoka is a city in and the county seat of Anoka CountyMinnesotaUnited States. Its population was 17,142 at the 2010 census. Anoka is the “Halloween Capital of the World” because it hosted one of the first Halloween parades in 1920. It continues to celebrate the holiday each year with several parades. Anoka is a northern suburb of the Twin Cities. U.S. Highways 10 / 169 and State Highway 47 are three of Anoka’s main routes, and it has a station on the Northstar Commuter Rail line to Minneapolis.

Source: https://en.wikipedia.org/wiki/Anoka,_Minnesota

History of Anoka, MN

Colonizers first settled the site that is now Anoka in 1844. By the mid-1850s Anoka had a school, a store, and a flour mill. In 1856, C. C. Andrews called it a “large and handsome village” and noted that pine logs were floated down the Rum River to sawmills there. The city was formally incorporated in 1878. The name Anoka was derived from two Indian words. The native Dakota used A-NO-KA-TAN-HAN, meaning “on both sides”, or “from both sides”, referring to its location on the banks of the Rum River. The native Ojibwa used ON-O-KAY, meaning “working waters”.

Anoka has a strong claim to have provided the first Union Army volunteers during the Civil War, as noted by a small plaque at the corner of West Main Street and Park Street. Alexander RamseyMinnesota’s governor in 1861, was in Washington, D.C. when Fort Sumter was fired upon. He immediately offered a regiment to the War Department and telegraphed former governor Willis Gorman and Lieutenant Governor Ignatius L. Donnelly that morning. Gorman, attending a district court session in Anoka, received the note by a messenger from St. Paul and called a court recess, asking for volunteers. Aaron Greenwald, who has an “island” named after him on Lake George, and five others stepped forward; Greenwald was the first to sign. He died on July 5, 1863, after sustaining a mortal wound as a member of the 1st Minnesota Regiment in defense against Pickett’s Charge at the Battle of Gettysburg.

Source: https://en.wikipedia.org/wiki/Anoka,_Minnesota

Demographics of Anoka, MN

As of the census of 2010, there were 17,142 people, 7,060 households, and 4,202 families living in the city. The population density was 2,558.5 inhabitants per square mile (987.8/km2). There were 7,493 housing units at an average density of 1,118.4 per square mile (431.8/km2). The racial makeup of the city was 88.0% White, 4.7% African American, 1.0% Native American, 1.8% Asian, 1.6% from other races, and 3.0% from two or more races. Hispanic or Latino of any race were 4.2% of the population.

There were 7,060 households, of which 29.4% had children under the age of 18 living with them, 40.6% were married couples living together, 13.7% had a female householder with no husband present, 5.2% had a male householder with no wife present, and 40.5% were non-families. 32.2% of all households were made up of individuals, and 11.8% had someone living alone who was 65 years of age or older. The average household size was 2.34 and the average family size was 2.95.

The median age in the city was 37.6 years. 21.9% of residents were under the age of 18; 9.4% were between the ages of 18 and 24; 28.7% were from 25 to 44; 26.3% were from 45 to 64, and 13.7% were 65 years of age or older. The gender makeup of the city was 49.8% male and 50.2% female.

Source: https://en.wikipedia.org/wiki/Anoka,_Minnesota

You may be VA Home Loan Eligible if:

  1. You meet the minimum active service requirements (vary by active-duty dates, wartime & peacetime periods).
  2. You are the spouse of an American Veteran and meet the requirements.

To obtain a Certificate Of Eligibility, you must have been discharged under conditions other than dishonorable and meet the service requirements. Our VA home loan Minnesota specialists can help you obtain your Certificate of Eligibility as we go through your VA Home Loan process together.

VA Home Loan Benefits:

  • $0 Downpayment Option - No downpayment is required for a VA Mortgage.
  • Lower Monthly Payments - Competitive rates and no mortgage insurance bring your monthly costs down.
  • Getting Qualified can be Easier - Qualification guidelines are more flexible than traditional mortgage products.
  • Getting Started is Easy - VA home loan specialists are available to step you through the process, NO OBLIGATION.

A VA Mortgage is one of the most popular paths to becoming a homeowner. The cost savings can be substantial - A program designed specifically to benefit the American military.

Working with Refined Lending:

  • Proudly approved to offer VA loans - The Department of Affairs has a strict process required for lending offices offering VA loans.
  • Your Experience - We want you to have a positive experience during this exciting time of your life!
  • Our Processes - Our actual loan processes are easy and efficient.
  • Our Philosophy - It’s simple. You’ve been there for us. Now we want to be there for you.

We are staffed with VA home loan specialists who take pride in making your home purchase as smooth as possible because you deserve it.

VA Home Loan Benefits Include:

Purchase your home with 0% down

That's right! You can purchase or refinance at 100% of the home’s value!

01

No monthly mortgage insurance

VA Loans don’t require mortgage insurance no matter how much deposit you put down!

02

Credit scores as low as 560

This means it's possible you will be approved with less than stellar credit!

03

View Today's Actual VA Rates Instantly!

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