We are proud to offer VA home loan programs with a home loan process that works to close your loan as quickly and smoothly as possible. Our team is built of educated and devoted VA home loan specialists who are dedicated to quality service. We are honored to work with the men and women who served in the armed forces and help them utilize their VA home loan benefits.
Our VA home loan specialists are here to help when you’re ready. No pressure. No obligation.
The Benefits of a VA Home Loan
Substantially Lower Monthly Payments
• Private mortgage insurance is not required on VA home loans as it is for conventional loans. • Interest rates are also lower with VA home loans, typically 0.5%-1.0% lower than a conventional loan.
Getting Qualified can be Easier
The qualification guidelines are more flexible than traditional mortgage products.
Work with Refined Lending
We Make the VA Process Fast and Simple
• Our extensive experience with VA home loans means a streamlined VA mortgage process for you. • Once you get started, your VA home loan specialist will be there with you every step of the way. • We work with the VA on your behalf and help gather the necessary paperwork!
We can help Veterans purchase with $0 Down
A VA mortgage is one of the only loan programs that still allows the borrower to finance 100% of the home’s value and purchase with $0 down.
Now more than ever banks are requiring large down payments for conventional loans. In many cases they require 10-20% down, putting home ownership out of reach for many prospective buyers.
How much will $0 down save you? Conventional loans will require a minimum of 5% down and in many cases as much as 10% and 20%.
Proud to offer VA Loan Programs for MN & WI
The Department of Veteran Affairs requires those who offer VA home loans go through a stringent approval process. We offer VA home loan programs and are proud to help those who with their VA loan benefits.