A VA Home Loan is a mortgage loan
guaranteed by the U.S. Department of Veterans Affairs (VA), issued by qualified lenders. The VA Loan program was designed to offer long-term financing to help returning service members buy homes. Eligible American Veterans or their surviving spouses could purchase homes without a down payment or excellent credit.
Home Loans for Veterans & Servicemembers
The VA helps Service members, Veterans, and eligible surviving spouses become homeowners. They provide a home loan guaranty benefit so Veterans can buy, build, repair, retain, or adapt a home for personal occupancy. The VA guarantees a portion of the home loan, enabling a lender such as VA Home Loan MN to provide you with more favorable terms.