- You meet the minimum active service requirements (vary by active-duty dates, wartime & peacetime periods).
- You are the spouse of an American Veteran and meet the requirements.
Our VA Home Loan Specialists are here when you’re ready!
No Sales. No Pressure. No Obligation.
We Specialize in VA Mortgages. We are here to help you with your VA Home Loan benefits. Our team is built of educated and devoted VA home loan specialists dedicated to quality service. We are proud to work for the men and women who served in the armed forces. Nobody should feel like just a number when taking such an important step in their lives.
Check to see what you qualify for today!
You may be VA Home Loan Eligible if:
To obtain a Certificate Of Eligibility, you must have been discharged under conditions other than dishonorable and meet the service requirements. Our VA home loan Minnesota specialists can help you obtain your Certificate of Eligibility as we go through your VA Home Loan process together.
VA Home Loan Benefits:
- $0 Downpayment Option - No downpayment is required for a VA Mortgage.
- Lower Monthly Payments - Competitive rates and no mortgage insurance bring your monthly costs down.
- Getting Qualified can be Easier - Qualification guidelines are more flexible than traditional mortgage products.
- Getting Started is Easy - VA home loan specialists are available to step you through the process, NO OBLIGATION.
A VA Mortgage is one of the most popular paths to becoming a homeowner. The cost savings can be substantial - A program designed specifically to benefit the American military.
Working with Refined Lending:
- Proudly approved to offer VA loans - The Department of Affairs has a strict process required for lending offices offering VA loans.
- Your Experience - We want you to have a positive experience during this exciting time of your life!
- Our Processes - Our actual loan processes are easy and efficient.
- Our Philosophy - It’s simple. You’ve been there for us. Now we want to be there for you.
We are staffed with VA home loan specialists who take pride in making your home purchase as smooth as possible because you deserve it.
VA Home Loan Benefits Include:
Purchase your home with 0% down
That's right! You can purchase or refinance at 100% of the home’s value!
No monthly mortgage insurance
VA Loans don’t require mortgage insurance no matter how much deposit you put down!
Credit scores as low as 560
This means it's possible you will be approved with less than stellar credit!
Why work with us?
We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.
The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.